Non diagnosed cancer-new insurance, how long do I wait before I see a doctor?
I just signed up for and recieved med. insurance one week ago. I am very concerned because just this week I found a lump and enlarging of one testicle. After researching, cancer is a strong possiblity. My question is, since I have only been covered for 1 week will the insurance co. cover this or, even though never diagnosed, will this fall into pre existing condition category? Should I wait for a while before going to the doctor, or am I safe to go ASAP?
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Kelle February 24th
Call the company. Every company is different or read your policy.
Gary B February 24th
If you have not seen a doctor, then you DO NOT have "undiagnosed cancer" — you have an "undiagnosed illness" — BIG difference.
You insurance is active immediately when you receive it, and stays that way so long as you pay the premium.
Stop GUESSING at what you have — "self-diagnosis" is the most dangerous disease of all!
"Pre-existing" means that you DID have a doctor’s diagnosis BEFORE you got the insurance. Without a DOCTOR’S diagnosis, you have no diagnosis at all, and the disease is NOT pre-existing.
GO TO THE DOCTOR — NOW.
3me3 February 24th
Your insurance should cover it- insurance is effective immediately upon paying for it so you’re covered. Let’s just say worst case scenario that somehow its not covered, there is a large likelihood that Medicaid would then pick up the tab, and I speak this from experience. Dont ever let finances delay life saving diagnoses. I unfortunately had cervical cancer which spread to lymph nodes. If it had been caught months sooner I would only have been stage 1 which could have been surgically removed. Instead it was caught at stage 2 (even though I did go to the doc regularly and get checked for cervical cancer yearly) but I instead had to undergo radiation and chemo along with a small surgery. IT was so bad that some days I was afraid to go to sleep because I thought I might not wake up. Your health is too important to put this off. Don’t let this thing go further if it is cancer. Get it checked. One way or the other you will be taken care of. Go to the doctor!
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